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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,708 | $183,516-32.0% | $155,534-19.8% | $145,884-14.5% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 5.42% | 61.43%-56.0pp | 64.92%-59.5pp | 551.85%-546.4pp |
| Employer contribution / active EE | $1,592 | $5,315-70.0% | $4,675-65.9% | $4,662-65.8% |
| Participant deferral / active EE | $3,767 | $6,467-41.7% | $5,630-33.1% | $6,690-43.7% |
| Admin fee / account holder | $219,371 | $19,293+1037.0% | $15,900+1279.7% | $13,392+1538.1% |