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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,708 | $183,592-32.1% | $155,574-19.8% | $145,877-14.5% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 5.42% | 61.37%-56.0pp | 64.87%-59.4pp | 551.28%-545.9pp |
| Employer contribution / active EE | $1,592 | $5,317-70.0% | $4,676-65.9% | $4,663-65.8% |
| Participant deferral / active EE | $3,767 | $6,466-41.7% | $5,629-33.1% | $6,691-43.7% |
| Admin fee / account holder | $219,371 | $19,316+1035.7% | $15,914+1278.5% | $13,402+1536.8% |