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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,452 | $78,705+8.6% | $117,860-27.5% | $70,124+21.9% |
| Participation rate | 90.9% | 73.2%+17.7pp | 79.7%+11.2pp | 69.5%+21.4pp |
| Annual return | 13.30% | 23.30%-10.0pp | 335.10%-321.8pp | 73.14%-59.8pp |
| Employer contribution / active EE | $123 | $2,223-94.5% | $3,786-96.8% | $2,342-94.8% |
| Participant deferral / active EE | $3,011 | $3,297-8.7% | $4,482-32.8% | $3,332-9.6% |
| Admin fee / account holder | $760 | $5,065-85.0% | $8,021-90.5% | $4,645-83.6% |