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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,611 | $54,355-10.6% | $82,744-41.3% | $68,486-29.0% |
| Participation rate | 91.9% | 63.9%+28.0pp | 72.6%+19.3pp | 67.9%+24.0pp |
| Annual return | -20.74% | -13.67%-7.1pp | 702.22%-723.0pp | -7.85%-12.9pp |
| Employer contribution / active EE | $1,229 | $2,219-44.6% | $3,008-59.1% | $2,597-52.7% |
| Participant deferral / active EE | $808 | $3,246-75.1% | $4,395-81.6% | $4,028-79.9% |
| Admin fee / account holder | $5,764 | $4,397+31.1% | $5,325+8.2% | $5,404+6.7% |