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| Provider | Service type | Compensation |
|---|---|---|
Filed as: UNIFIED TRUST COMPANY Service code 13 · EIN 61-1256314 | Contract Administrator | $160,425 |
BAIRD INSURANCE SERVICES INC3 years Filed as: HILLIARD LYONS - A BAIRD COMPANY Service code 26 10200 FOREST GREEN BLVD. · LOUISVILLE, KY 40223 | Advisory (Participants) | $45,865 |
COMMONWEALTH FINANCIAL NETWORK6+ years Filed as: COMMONWEALTH BANK & TRUST COMPANY Service code 26 4350 BROWNSBORO ROAD, SUITE 210 · LOUISVILLE, KY 40207 | Advisory (Participants) | $11,472 |
Service code 10 · EIN 61-1064249 | Accounting | $10,000 |
STOCK YARDS BANK & TRUST6+ years Service code 26 P.O. BOX 34290 · LOUISVILLE, KY 402324290 | Advisory (Participants) | $6,850 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,239 | $58,895+752.8% | $178,503+181.4% | $73,497+583.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 81.9%+18.1pp | 70.7%+29.3pp |
| Annual return | 11.18% | 24.86%-13.7pp | 151.12%-139.9pp | 28.51%-17.3pp |
| Employer contribution / active EE | $25,785 | $2,236+1053.2% | $5,011+414.6% | $2,270+1035.8% |
| Participant deferral / active EE | $16,750 | $2,567+552.5% | $5,202+222.0% | $3,740+347.9% |
| Admin fee / account holder | $1,441 | $400+259.9% | $13,987-89.7% | $513+180.8% |