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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,157 | $62,589+123.9% | $76,768+82.6% | $64,173+118.4% |
| Participation rate | 96.6% | 72.8%+23.7pp | 77.0%+19.6pp | 69.6%+27.0pp |
| Annual return | -7.59% | -1.95%-5.6pp | 2.43%-10.0pp | 7.63%-15.2pp |
| Employer contribution / active EE | $5,895 | $1,832+221.8% | $2,485+137.2% | $2,381+147.6% |
| Participant deferral / active EE | $3,967 | $3,145+26.2% | $3,852+3.0% | $3,470+14.3% |
| Admin fee / account holder | $6,552 | $4,667+40.4% | $6,675-1.8% | $4,887+34.1% |