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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,553 | $75,962-1.9% | $154,111-51.6% | $64,173+16.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -3.91% | 30.32%-34.2pp | 735.18%-739.1pp | 7.63%-11.5pp |
| Employer contribution / active EE | $2,172 | $3,350-35.2% | $5,298-59.0% | $2,381-8.8% |
| Participant deferral / active EE | $2,041 | $3,175-35.7% | $5,081-59.8% | $3,470-41.2% |
| Admin fee / account holder | $7,298 | $5,589+30.6% | $13,411-45.6% | $4,887+49.3% |