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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,566 | $124,980-8.3% | $108,359+5.7% | $154,746-26.0% |
| Participation rate | 60.0% | 75.2%-15.2pp | 70.1%-10.1pp | 80.7%-20.7pp |
| Annual return | 14.29% | 45.00%-30.7pp | 36.89%-22.6pp | 172.34%-158.1pp |
| Employer contribution / active EE | $698 | $2,851-75.5% | $2,399-70.9% | $4,379-84.1% |
| Participant deferral / active EE | $4,078 | $4,743-14.0% | $4,137-1.4% | $6,730-39.4% |
| Admin fee / account holder | $3,706 | $11,502-67.8% | $9,741-61.9% | $14,365-74.2% |