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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,906 | $50,947-55.0% | $74,551-69.3% | $64,173-64.3% |
| Participation rate | 75.8% | 61.1%+14.7pp | 69.1%+6.6pp | 69.6%+6.2pp |
| Annual return | -9.68% | -1.85%-7.8pp | 32.53%-42.2pp | 7.63%-17.3pp |
| Employer contribution / active EE | $4,382 | $1,115+292.8% | $1,961+123.4% | $2,381+84.0% |
| Participant deferral / active EE | $3,281 | $2,302+42.6% | $3,108+5.6% | $3,470-5.4% |
| Admin fee / account holder | $5,870 | $4,221+39.1% | $5,059+16.0% | $4,887+20.1% |