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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,978 | $71,230+2.5% | $93,727-22.1% | $80,959-9.9% |
| Participation rate | 93.3% | 60.4%+32.9pp | 68.7%+24.6pp | 67.7%+25.7pp |
| Annual return | 10.87% | 11.26%-0.4pp | 133.83%-123.0pp | 35.67%-24.8pp |
| Employer contribution / active EE | $11,556 | $1,565+638.2% | $2,421+377.2% | $2,757+319.1% |
| Participant deferral / active EE | $9,308 | $4,037+130.5% | $4,417+110.7% | $4,300+116.5% |
| Admin fee / account holder | $9,862 | $6,961+41.7% | $8,292+18.9% | $6,925+42.4% |