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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,193 | $125,797-76.0% | $170,043-82.2% | $75,173-59.8% |
| Participation rate | 90.2% | 83.6%+6.6pp | 87.0%+3.2pp | 67.2%+23.0pp |
| Annual return | 14.15% | 27.20%-13.1pp | 53.40%-39.3pp | 160.72%-146.6pp |
| Employer contribution / active EE | $1,580 | $4,616-65.8% | $6,790-76.7% | $2,671-40.8% |
| Participant deferral / active EE | $3,584 | $6,838-47.6% | $10,410-65.6% | $4,126-13.2% |
| Admin fee / account holder | $2,300 | $8,177-71.9% | $12,824-82.1% | $5,651-59.3% |