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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,457 | $118,708+298.0% | $98,920+377.6% | $158,966+197.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 16.44% | 372.49%-356.0pp | 196.47%-180.0pp | 302.95%-286.5pp |
| Employer contribution / active EE | $11,159 | $3,334+234.7% | $2,689+314.9% | $4,762+134.3% |
| Participant deferral / active EE | $2,790 | $5,089-45.2% | $4,245-34.3% | $5,983-53.4% |
| Admin fee / account holder | $10,613 | $10,134+4.7% | $6,643+59.8% | $11,250-5.7% |