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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,918 | $153,769-90.9% | $133,975-89.6% | $273,972-94.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 11.55% | 36.51%-25.0pp | 29.29%-17.7pp | 41.46%-29.9pp |
| Employer contribution / active EE | $2,733 | $6,029-54.7% | $5,211-47.6% | $4,869-43.9% |
| Participant deferral / active EE | $1,049 | $6,958-84.9% | $6,282-83.3% | $5,287-80.2% |
| Admin fee / account holder | $747 | $11,765-93.6% | $9,324-92.0% | $10,133-92.6% |