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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,280 | $201,370-86.9% | $184,256-85.7% | $145,897-82.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.51% | 29.05%-16.5pp | 28.85%-16.3pp | 552.29%-539.8pp |
| Employer contribution / active EE | $4,406 | $7,024-37.3% | $6,427-31.4% | $4,663-5.5% |
| Participant deferral / active EE | $1,636 | $9,808-83.3% | $9,133-82.1% | $6,689-75.5% |
| Admin fee / account holder | $7,601 | $16,364-53.6% | $13,899-45.3% | $13,390-43.2% |