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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,946 | $171,867-12.2% | $149,721+0.8% | $147,586+2.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 65.35% | 2113.36%-2048.0pp | 1501.67%-1436.3pp | 578.59%-513.2pp |
| Employer contribution / active EE | $3,157 | $6,275-49.7% | $5,444-42.0% | $4,876-35.3% |
| Participant deferral / active EE | $2,936 | $7,270-59.6% | $6,568-55.3% | $5,439-46.0% |
| Admin fee / account holder | $14,920 | $13,799+8.1% | $11,282+32.2% | $10,886+37.1% |