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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,195 | $131,835-2.8% | $108,582+18.1% | $273,972-53.2% |
| Participation rate | 87.5% | 83.5%+4.0pp | 79.6%+7.9pp | 83.0%+4.5pp |
| Annual return | 9.20% | -91.57%+100.8pp | -51.70%+60.9pp | 41.46%-32.3pp |
| Employer contribution / active EE | $4,618 | $4,913-6.0% | $3,758+22.9% | $4,869-5.1% |
| Participant deferral / active EE | $9,493 | $5,127+85.1% | $4,311+120.2% | $5,287+79.5% |
| Admin fee / account holder | $341 | $10,253-96.7% | $7,645-95.5% | $10,133-96.6% |