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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,113 | $91,037+325.2% | $71,671+440.1% | $147,586+162.3% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 14.16% | 20.48%-6.3pp | 20.65%-6.5pp | 578.59%-564.4pp |
| Employer contribution / active EE | $18,920 | $3,327+468.6% | $2,460+669.2% | $4,876+288.0% |
| Participant deferral / active EE | $8,325 | $4,498+85.1% | $3,438+142.1% | $5,439+53.1% |
| Admin fee / account holder | $11,271 | $8,613+30.9% | $5,558+102.8% | $10,886+3.5% |