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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,434 | $104,953+106.2% | $84,637+155.7% | $152,909+41.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 6.28% | 373.94%-367.7pp | 258.82%-252.5pp | 345.46%-339.2pp |
| Employer contribution / active EE | $14,517 | $3,304+339.4% | $2,653+447.1% | $4,764+204.7% |
| Participant deferral / active EE | $6,888 | $4,691+46.8% | $3,900+76.6% | $5,851+17.7% |
| Admin fee / account holder | $1,862 | $6,244-70.2% | $4,914-62.1% | $11,601-83.9% |