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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,923 | $167,362-41.5% | $143,799-31.9% | $134,532-27.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.60% | 0.47%-16.1pp | -0.04%-15.6pp | 418.27%-433.9pp |
| Employer contribution / active EE | $7,893 | $5,620+40.4% | $4,952+59.4% | $4,741+66.5% |
| Participant deferral / active EE | $6,659 | $6,447+3.3% | $5,638+18.1% | $6,401+4.0% |
| Admin fee / account holder | $1,707 | $18,094-90.6% | $14,677-88.4% | $11,429-85.1% |