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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,636 | $32,037+58.1% | $69,182-26.8% | $62,881-19.5% |
| Participation rate | 37.0% | 43.4%-6.4pp | 55.1%-18.1pp | 69.3%-32.3pp |
| Annual return | 10.12% | 15.16%-5.0pp | -21.93%+32.1pp | 20.14%-10.0pp |
| Employer contribution / active EE | $194 | $679-71.4% | $1,206-83.9% | $2,281-91.5% |
| Participant deferral / active EE | $1,706 | $1,185+43.9% | $1,897-10.1% | $3,203-46.7% |
| Admin fee / account holder | $339 | $2,608-87.0% | $2,697-87.4% | $4,296-92.1% |