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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,755 | $157,304-79.8% | $141,197-77.5% | $152,909-79.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.60% | 64.34%-39.7pp | 71.41%-46.8pp | 345.46%-320.9pp |
| Employer contribution / active EE | $7,622 | $5,263+44.8% | $4,736+60.9% | $4,764+60.0% |
| Participant deferral / active EE | $9,379 | $7,111+31.9% | $6,710+39.8% | $5,851+60.3% |
| Admin fee / account holder | $412 | $12,126-96.6% | $10,265-96.0% | $11,601-96.4% |