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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,908 | $99,011-78.9% | $86,582-75.9% | $147,586-85.8% |
| Participation rate | 66.7% | 76.3%-9.7pp | 73.5%-6.9pp | 82.8%-16.2pp |
| Annual return | 11.40% | 1312.75%-1301.4pp | 965.08%-953.7pp | 578.59%-567.2pp |
| Employer contribution / active EE | $3,000 | $3,132-4.2% | $2,839+5.7% | $4,876-38.5% |
| Participant deferral / active EE | $3,831 | $3,972-3.6% | $3,609+6.2% | $5,439-29.6% |
| Admin fee / account holder | $2,262 | $5,709-60.4% | $4,904-53.9% | $10,886-79.2% |