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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,394 | $157,296-38.7% | $141,191-31.7% | $152,897-37.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.10% | 64.34%-40.2pp | 71.41%-47.3pp | 345.43%-321.3pp |
| Employer contribution / active EE | $8,754 | $5,262+66.3% | $4,736+84.8% | $4,764+83.8% |
| Participant deferral / active EE | $13,719 | $7,111+92.9% | $6,710+104.5% | $5,851+134.5% |
| Admin fee / account holder | $4,070 | $12,125-66.4% | $10,264-60.3% | $11,599-64.9% |