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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,953 | $110,337-43.9% | $102,383-39.5% | $145,877-57.5% |
| Participation rate | 86.4% | 77.9%+8.4pp | 74.5%+11.9pp | 80.3%+6.1pp |
| Annual return | 15.47% | 24.83%-9.4pp | 24.94%-9.5pp | 551.28%-535.8pp |
| Employer contribution / active EE | $3,190 | $4,216-24.3% | $3,870-17.6% | $4,663-31.6% |
| Participant deferral / active EE | $8,019 | $5,621+42.7% | $5,060+58.5% | $6,691+19.9% |
| Admin fee / account holder | $1,423 | $9,750-85.4% | $8,391-83.0% | $13,402-89.4% |