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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,776 | $63,346-7.2% | $92,240-36.3% | $70,126-16.2% |
| Participation rate | 73.7% | 68.7%+5.0pp | 76.5%-2.8pp | 69.5%+4.1pp |
| Annual return | 8.67% | 530.19%-521.5pp | 176.29%-167.6pp | 73.15%-64.5pp |
| Employer contribution / active EE | $1,136 | $2,471-54.0% | $3,680-69.1% | $2,343-51.5% |
| Participant deferral / active EE | $1,678 | $2,854-41.2% | $3,897-56.9% | $3,332-49.6% |
| Admin fee / account holder | $2,315 | $3,841-39.7% | $5,194-55.4% | $4,645-50.2% |