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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,270 | $48,364+146.6% | $71,796+66.1% | $62,881+89.7% |
| Participation rate | 60.0% | 60.6%-0.6pp | 69.1%-9.1pp | 69.3%-9.3pp |
| Annual return | 5.47% | 13.16%-7.7pp | 78.04%-72.6pp | 20.14%-14.7pp |
| Employer contribution / active EE | $2,531 | $1,042+142.9% | $1,924+31.5% | $2,281+11.0% |
| Participant deferral / active EE | $4,217 | $2,091+101.6% | $2,794+50.9% | $3,203+31.6% |
| Admin fee / account holder | $1,943 | $3,771-48.5% | $4,815-59.7% | $4,296-54.8% |