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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,425 | $138,114-97.5% | $125,391-97.3% | $134,545-97.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.61% | 750.88%-766.5pp | 572.41%-588.0pp | 418.37%-434.0pp |
| Employer contribution / active EE | $3,800 | $5,246-27.6% | $4,816-21.1% | $4,742-19.9% |
| Participant deferral / active EE | $7,727 | $7,801-0.9% | $7,448+3.7% | $6,401+20.7% |
| Admin fee / account holder | $83,002 | $11,570+617.4% | $10,009+729.3% | $11,431+626.1% |