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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,188 | $125,778-32.3% | $114,563-25.6% | $154,746-44.9% |
| Participation rate | 91.7% | 75.2%+16.5pp | 72.9%+18.8pp | 80.7%+11.0pp |
| Annual return | 17.98% | 295.14%-277.2pp | 241.09%-223.1pp | 172.34%-154.4pp |
| Employer contribution / active EE | $3,332 | $2,806+18.8% | $2,592+28.6% | $4,379-23.9% |
| Participant deferral / active EE | $8,627 | $4,445+94.1% | $4,142+108.3% | $6,730+28.2% |
| Admin fee / account holder | $1,428 | $8,190-82.6% | $7,623-81.3% | $14,365-90.1% |