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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,369 | $110,093-45.2% | $97,295-38.0% | $145,897-58.6% |
| Participation rate | 84.6% | 75.9%+8.7pp | 72.7%+12.0pp | 80.3%+4.3pp |
| Annual return | 11.90% | 244.76%-232.9pp | 75.62%-63.7pp | 552.29%-540.4pp |
| Employer contribution / active EE | $1,385 | $3,077-55.0% | $2,723-49.1% | $4,663-70.3% |
| Participant deferral / active EE | $7,640 | $4,678+63.3% | $4,264+79.2% | $6,689+14.2% |
| Admin fee / account holder | $374 | $6,212-94.0% | $5,646-93.4% | $13,390-97.2% |