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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,188 | $101,618-16.2% | $93,063-8.5% | $137,256-37.9% |
| Participation rate | 91.7% | 74.9%+16.7pp | 72.1%+19.6pp | 80.0%+11.7pp |
| Annual return | 17.98% | 223.95%-206.0pp | 34.15%-16.2pp | 220.34%-202.4pp |
| Employer contribution / active EE | $3,332 | $2,707+23.1% | $2,476+34.6% | $4,156-19.8% |
| Participant deferral / active EE | $8,627 | $4,279+101.6% | $3,958+118.0% | $6,407+34.7% |
| Admin fee / account holder | $1,428 | $6,198-77.0% | $6,033-76.3% | $12,270-88.4% |