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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,146 | $82,678+92.5% | $125,391+26.9% | $68,490+132.4% |
| Participation rate | 90.4% | 75.1%+15.3pp | 82.4%+8.0pp | 67.9%+22.5pp |
| Annual return | -20.86% | -5.97%-14.9pp | 572.41%-593.3pp | -7.85%-13.0pp |
| Employer contribution / active EE | $7,489 | $3,382+121.4% | $4,816+55.5% | $2,597+188.4% |
| Participant deferral / active EE | $13,275 | $6,111+117.2% | $7,448+78.2% | $4,028+229.6% |
| Admin fee / account holder | $9,153 | $6,277+45.8% | $10,009-8.6% | $5,403+69.4% |