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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,004 | $106,749+137.0% | $145,433+74.0% | $82,448+206.9% |
| Participation rate | 93.9% | 75.6%+18.3pp | 82.1%+11.8pp | 68.1%+25.9pp |
| Annual return | 16.49% | 27.59%-11.1pp | 66.58%-50.1pp | 41.64%-25.2pp |
| Employer contribution / active EE | $8,251 | $3,444+139.5% | $4,554+81.2% | $2,551+223.4% |
| Participant deferral / active EE | $16,090 | $6,519+146.8% | $7,897+103.7% | $4,139+288.7% |
| Admin fee / account holder | $47,166 | $8,390+462.2% | $13,129+259.3% | $7,234+552.0% |