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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,466 | $114,013-83.8% | $103,693-82.2% | $155,188-88.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 5.52% | 49.31%-43.8pp | 47.61%-42.1pp | 148.84%-143.3pp |
| Employer contribution / active EE | $1,405 | $3,131-55.1% | $2,920-51.9% | $4,248-66.9% |
| Participant deferral / active EE | $1,687 | $4,970-66.1% | $4,579-63.2% | $6,531-74.2% |
| Admin fee / account holder | $1,507 | $8,407-82.1% | $7,858-80.8% | $14,480-89.6% |