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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,705 | $180,462-88.5% | $154,111-86.6% | $135,379-84.7% |
| Participation rate | 57.1% | 87.4%-30.3pp | 83.0%-25.9pp | 82.6%-25.5pp |
| Annual return | -4.89% | 888.17%-893.1pp | 735.18%-740.1pp | 519.79%-524.7pp |
| Employer contribution / active EE | $4,116 | $6,036-31.8% | $5,298-22.3% | $4,779-13.9% |
| Participant deferral / active EE | $2,005 | $5,806-65.5% | $5,081-60.5% | $5,609-64.3% |
| Admin fee / account holder | $230 | $16,145-98.6% | $13,411-98.3% | $10,828-97.9% |