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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,253 | $106,247-57.4% | $96,515-53.1% | $139,466-67.6% |
| Participation rate | 54.5% | 77.8%-23.3pp | 74.3%-19.8pp | 80.3%-25.8pp |
| Annual return | 9.35% | 38.47%-29.1pp | 35.73%-26.4pp | 373.66%-364.3pp |
| Employer contribution / active EE | $1,198 | $4,106-70.8% | $3,740-68.0% | $4,754-74.8% |
| Participant deferral / active EE | $5,911 | $5,456+8.3% | $4,880+21.1% | $6,712-11.9% |
| Admin fee / account holder | $154 | $7,885-98.1% | $6,735-97.7% | $11,409-98.7% |