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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 99 · EIN 82-1434504 | Other Fees | $27,008 |
Service code 49 PO BOX 601070 · JACKSONVILLE, FL 32260 | Other Services | $8,314 |
INDEPENDENT FINANCIAL PARTNERS9+ years Service code 99 · EIN 59-3331424 | Other Fees | $8,151 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 26 · EIN 71-0294708 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,349 | $61,356+86.4% | $149,696-23.6% | $71,511+59.9% |
| Participation rate | 83.5% | 62.5%+20.9pp | 78.8%+4.7pp | 67.9%+15.5pp |
| Annual return | 17.10% | 35.86%-18.8pp | 134.46%-117.4pp | 28.86%-11.8pp |
| Employer contribution / active EE | $4,186 | $2,382+75.8% | $4,821-13.2% | $2,589+61.7% |
| Participant deferral / active EE | $10,399 | $2,920+256.2% | $5,682+83.0% | $4,291+142.4% |
| Admin fee / account holder | $334 | $1,263-73.6% | $13,212-97.5% | $1,588-79.0% |