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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,864 | $176,105+53.2% | $159,474+69.2% | $167,536+61.1% |
| Participation rate | 89.5% | 85.0%+4.5pp | 82.8%+6.6pp | 82.1%+7.4pp |
| Annual return | 18.18% | 331.91%-313.7pp | 263.68%-245.5pp | 478.82%-460.6pp |
| Employer contribution / active EE | $4,067 | $5,299-23.3% | $4,831-15.8% | $4,839-16.0% |
| Participant deferral / active EE | $8,112 | $7,751+4.7% | $7,353+10.3% | $6,342+27.9% |
| Admin fee / account holder | $12,527 | $12,559-0.3% | $10,802+16.0% | $12,315+1.7% |