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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,070 | $183,592-70.0% | $155,574-64.6% | $145,877-62.2% |
| Participation rate | 52.2% | 82.7%-30.5pp | 78.2%-26.0pp | 80.3%-28.1pp |
| Annual return | 11.90% | 61.37%-49.5pp | 64.87%-53.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $1,516 | $5,317-71.5% | $4,676-67.6% | $4,663-67.5% |
| Participant deferral / active EE | $2,473 | $6,466-61.8% | $5,629-56.1% | $6,691-63.0% |
| Admin fee / account holder | $136 | $19,316-99.3% | $15,914-99.1% | $13,402-99.0% |