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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,046 | $75,962+72.5% | $154,111-15.0% | $64,173+104.2% |
| Participation rate | 71.4% | 70.4%+1.0pp | 83.0%-11.6pp | 69.6%+1.9pp |
| Annual return | -7.96% | 30.32%-38.3pp | 735.18%-743.1pp | 7.63%-15.6pp |
| Employer contribution / active EE | $25 | $3,350-99.3% | $5,298-99.5% | $2,381-98.9% |
| Participant deferral / active EE | $10,440 | $3,175+228.8% | $5,081+105.5% | $3,470+200.9% |
| Admin fee / account holder | $3,622 | $5,589-35.2% | $13,411-73.0% | $4,887-25.9% |