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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,663 | $106,280+25.8% | $96,538+38.5% | $139,487-4.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 14.53% | 38.48%-24.0pp | 35.74%-21.2pp | 373.84%-359.3pp |
| Employer contribution / active EE | $15,532 | $4,107+278.2% | $3,740+315.3% | $4,755+226.7% |
| Participant deferral / active EE | $4,147 | $5,457-24.0% | $4,880-15.0% | $6,713-38.2% |
| Admin fee / account holder | $6,043 | $7,888-23.4% | $6,737-10.3% | $11,407-47.0% |