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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,999 | $108,882+38.7% | $96,754+56.1% | $154,746-2.4% |
| Participation rate | 52.9% | 75.1%-22.1pp | 70.3%-17.3pp | 80.7%-27.8pp |
| Annual return | 10.44% | 98.39%-88.0pp | 82.04%-71.6pp | 172.34%-161.9pp |
| Employer contribution / active EE | $1,507 | $3,018-50.1% | $2,679-43.7% | $4,379-65.6% |
| Participant deferral / active EE | $5,807 | $5,323+9.1% | $4,758+22.1% | $6,730-13.7% |
| Admin fee / account holder | $1,706 | $10,200-83.3% | $8,905-80.8% | $14,365-88.1% |