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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,999 | $147,556+2.3% | $129,031+17.0% | $198,609-24.0% |
| Participation rate | 52.9% | 77.2%-24.3pp | 73.4%-20.4pp | 82.4%-29.4pp |
| Annual return | 10.44% | 37.41%-27.0pp | 34.67%-24.2pp | 202.70%-192.3pp |
| Employer contribution / active EE | $1,507 | $3,645-58.6% | $3,226-53.3% | $5,055-70.2% |
| Participant deferral / active EE | $5,807 | $5,760+0.8% | $5,217+11.3% | $6,977-16.8% |
| Admin fee / account holder | $1,706 | $15,467-89.0% | $13,208-87.1% | $19,030-91.0% |