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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $14,027 |
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $12,900 |
Service code 37 · EIN 04-2647786 | Loan Processing | $12,352 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,911 | $99,957-50.1% | $149,745-66.7% | $73,497-32.1% |
| Participation rate | 71.3% | 75.7%-4.4pp | 82.5%-11.2pp | 70.7%+0.6pp |
| Annual return | 13.99% | 53.87%-39.9pp | 276.72%-262.7pp | 28.51%-14.5pp |
| Employer contribution / active EE | $2,158 | $3,191-32.4% | $4,646-53.5% | $2,270-4.9% |
| Participant deferral / active EE | $3,641 | $6,073-40.0% | $6,843-46.8% | $3,740-2.6% |
| Admin fee / account holder | $371 | $551-32.7% | $9,312-96.0% | $513-27.8% |