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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,693 | $93,617-82.2% | $135,982-87.7% | $75,177-77.8% |
| Participation rate | 82.9% | 75.2%+7.7pp | 81.9%+1.0pp | 67.2%+15.7pp |
| Annual return | 40.42% | 30.89%+9.5pp | 68.32%-27.9pp | 160.75%-120.3pp |
| Employer contribution / active EE | $2,286 | $3,538-35.4% | $4,859-52.9% | $2,671-14.4% |
| Participant deferral / active EE | $5,345 | $6,406-16.6% | $7,760-31.1% | $4,126+29.5% |
| Admin fee / account holder | $2,268 | $6,980-67.5% | $10,767-78.9% | $5,651-59.9% |