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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,117 | $102,422-76.5% | $147,117-83.6% | $80,959-70.2% |
| Participation rate | 82.6% | 75.9%+6.7pp | 82.2%+0.4pp | 67.7%+14.9pp |
| Annual return | 20.64% | 135.16%-114.5pp | 420.54%-399.9pp | 35.67%-15.0pp |
| Employer contribution / active EE | $2,484 | $3,717-33.2% | $4,932-49.6% | $2,757-9.9% |
| Participant deferral / active EE | $5,055 | $6,652-24.0% | $8,065-37.3% | $4,300+17.6% |
| Admin fee / account holder | $3,181 | $7,953-60.0% | $12,993-75.5% | $6,925-54.1% |