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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,117 | $102,382-76.4% | $147,005-83.6% | $80,874-70.2% |
| Participation rate | 82.6% | 75.8%+6.8pp | 82.2%+0.4pp | 67.6%+15.0pp |
| Annual return | 20.64% | 134.89%-114.3pp | 418.76%-398.1pp | 35.62%-15.0pp |
| Employer contribution / active EE | $2,484 | $3,715-33.1% | $4,934-49.7% | $2,756-9.9% |
| Participant deferral / active EE | $5,055 | $6,646-23.9% | $8,070-37.4% | $4,297+17.7% |
| Admin fee / account holder | $3,181 | $7,942-59.9% | $13,006-75.5% | $6,935-54.1% |