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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,039 | $183,539-5.2% | $155,556+11.9% | $145,897+19.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 2.21% | 61.31%-59.1pp | 64.84%-62.6pp | 552.29%-550.1pp |
| Employer contribution / active EE | $16,189 | $5,315+204.6% | $4,675+246.3% | $4,663+247.2% |
| Participant deferral / active EE | $10,735 | $6,467+66.0% | $5,631+90.6% | $6,689+60.5% |
| Admin fee / account holder | $430 | $19,275-97.8% | $15,885-97.3% | $13,390-96.8% |