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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,016 | $172,111+27.8% | $150,298+46.4% | $137,256+60.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 7.87% | 69.37%-61.5pp | 62.79%-54.9pp | 220.34%-212.5pp |
| Employer contribution / active EE | $16,682 | $4,636+259.8% | $4,154+301.6% | $4,156+301.4% |
| Participant deferral / active EE | $11,060 | $6,166+79.4% | $5,453+102.8% | $6,407+72.6% |
| Admin fee / account holder | $6,658 | $16,471-59.6% | $14,116-52.8% | $12,270-45.7% |