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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,725 | $29,546+14.1% | $56,441-40.2% | $77,671-56.6% |
| Participation rate | 23.6% | 32.7%-9.0pp | 52.5%-28.8pp | 70.6%-46.9pp |
| Annual return | 12.23% | 19.01%-6.8pp | 1704.21%-1692.0pp | 31.21%-19.0pp |
| Employer contribution / active EE | $324 | $568-42.9% | $1,039-68.8% | $2,726-88.1% |
| Participant deferral / active EE | $1,037 | $1,061-2.3% | $1,953-46.9% | $4,648-77.7% |
| Admin fee / account holder | $3,132 | $1,046+199.4% | $2,829+10.7% | $430+627.8% |