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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,640 | $107,363-88.2% | $92,909-86.4% | $152,897-91.7% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.0%+12.9pp | 82.5%+6.4pp |
| Annual return | 17.06% | 145.63%-128.6pp | 109.44%-92.4pp | 345.43%-328.4pp |
| Employer contribution / active EE | $1,802 | $4,222-57.3% | $3,653-50.7% | $4,764-62.2% |
| Participant deferral / active EE | $2,295 | $4,848-52.7% | $4,238-45.8% | $5,851-60.8% |
| Admin fee / account holder | $2,048 | $7,082-71.1% | $5,795-64.7% | $11,599-82.3% |