Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,417 | $57,763+58.3% | $112,228-18.5% | $71,529+27.8% |
| Participation rate | 10.7% | 58.9%-48.2pp | 72.4%-61.7pp | 67.9%-57.2pp |
| Annual return | 15.58% | 18.26%-2.7pp | 30.23%-14.7pp | 28.97%-13.4pp |
| Employer contribution / active EE | $492 | $1,916-74.3% | $3,432-85.7% | $2,590-81.0% |
| Participant deferral / active EE | $462 | $2,865-83.9% | $4,800-90.4% | $4,291-89.2% |
| Admin fee / account holder | $2,439 | $1,563+56.1% | $7,752-68.5% | $1,588+53.6% |