Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $742 | $265,195-99.7% | $422,209-99.8% | $285,997-99.7% |
| Participation rate | 75.0% | 49.8%+25.2pp | 23.3%+51.7pp | 55.8%+19.2pp |
| Annual return | 1.16% | 13.43%-12.3pp | 12.68%-11.5pp | 24.44%-23.3pp |
| Employer contribution / active EE | $0 | $48,174-100.0% | $41,626-100.0% | $41,356-100.0% |
| Participant deferral / active EE | $0 | $98-100.0% | $96-100.0% | $55-100.0% |
| Admin fee / account holder | $4,545 | $2,528+79.8% | $10,609-57.2% | $22,013-79.4% |