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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,847 | $76,551-16.6% | $123,894-48.5% | $62,881+1.5% |
| Participation rate | 80.8% | 73.0%+7.8pp | 81.4%-0.6pp | 69.3%+11.5pp |
| Annual return | 10.47% | 18.68%-8.2pp | 47.52%-37.1pp | 20.14%-9.7pp |
| Employer contribution / active EE | $10,129 | $2,882+251.4% | $4,617+119.4% | $2,281+344.1% |
| Participant deferral / active EE | $10,129 | $4,840+109.3% | $5,984+69.3% | $3,203+216.2% |
| Admin fee / account holder | $3,780 | $4,826-21.7% | $8,357-54.8% | $4,296-12.0% |