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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,051 | $150,446-55.4% | $136,297-50.8% | $147,585-54.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.98% | 1049.14%-1030.2pp | 5156.19%-5137.2pp | 578.58%-559.6pp |
| Employer contribution / active EE | $18,526 | $5,256+252.5% | $4,696+294.5% | $4,876+279.9% |
| Participant deferral / active EE | $3,369 | $6,631-49.2% | $6,247-46.1% | $5,439-38.1% |
| Admin fee / account holder | $5,084 | $10,906-53.4% | $9,244-45.0% | $10,886-53.3% |